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  YOU ARE HERE : Home > Categories > Trades > Financial Services > New Zealand Credit Union
  ProdID: 5369 - New Zealand Credit UnionLocationsnationwide Product Score: 9.0 
New Zealand Credit Union

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Available : nationwide

NZCU is a full service credit union with a full range of financial products including not just loans, but every day banking, saver accounts, term investments, credit cards, Kiwi Saver investments...
We're not about profit, we're all about you,
We're not on your back, we're on your side,
Easy banking starts right here.
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kiwiblondie   Review #11048 - Dated: 23rd of April, 2014
  Author: kiwiblondie

A few years ago I thought it would be a good idea to have a separate account for Christmas savings to try and make Christmas special for the kids, I had a look at the services offered by all the banks and at that time none offered a Christmas Savings Account.

I had to travel to Manukau from Waitakere as there aren't any branches out west so made a day out with the kids. The opening process was easy and the forms were easy to fill in, I explained that I wanted a Christmas Saver Account and since I am so far away from the nearest branch I would be doing my banking mainly online or by use of Eftpos and ATM so need online banking set up and a ATM card. I like that my name is not on the card and that there is no expiry date on the card so I can use it without having to worry about if it is expired or close to being expired.

I got home and logged in so I could try out the online banking and found that I had a normal savings account and a Christmas saver when I had only asked for a Christmas saver but it is easy enough to transfer from one to the other and the account number they supplied was to the normal account. The log in process is a bit complicated, you need a PIN and the first time you log in you get to choose three symbols from a few hundred so that should make it harder for someone random to guess your symbols. I have tried in the past to use the correct symbols but not in the same order I choose them and it wouldn't log in, I now know it has to be in the same order I selected the symbols in.

There are other services but I'm only using it to help make Christmas more affordable.

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Printed at 09:22:17am on Friday 29th March 2024